Disclosures

1. Regulatory Status

Nuans operates as a technology layer. All regulated services are provided by licensed partners. Nuans itself is not a bank, credit institution, or licensed financial services provider. We facilitate access to financial products and services through partnerships with regulated entities that hold the appropriate licences and authorisations in their respective jurisdictions.

Our partner institutions are authorised and regulated by the relevant financial supervisory authorities in the jurisdictions where they operate. Details of specific partner licences and regulatory status are available upon request.

2. Third-Party Services

Nuans integrates with and relies upon third-party service providers to deliver certain aspects of our platform. These include, but are not limited to:

• Banking Partners: Licensed credit institutions that provide account holding, payment processing, and other regulated banking services.
• Identity Verification: Third-party providers that assist with Know Your Customer (KYC) and identity verification processes.
• Payment Networks: Card networks and payment processors that facilitate transactions.
• Custody Providers: Regulated custodians that hold and safeguard digital assets on behalf of clients.

Nuans is not responsible for the performance, availability, or actions of third-party service providers. Each third-party service is subject to its own terms and conditions.

3. No Financial Advice

Nothing on this website or within our platform constitutes financial, investment, tax, or legal advice. All information provided is for general informational purposes only and should not be relied upon as a basis for making financial decisions.

You should consult with qualified professionals — including licensed financial advisors, tax consultants, and legal counsel — before making any financial decisions. Nuans does not recommend or endorse any specific financial products, strategies, or courses of action.

4. Risk Disclosures

Financial products and services involve risk. You should carefully consider the following before using our Services:

• Market Risk: The value of investments and assets can fluctuate. Past performance is not indicative of future results. You may receive back less than you invested.
• Currency Risk: Foreign exchange rates are subject to volatility. Cross-border transactions may be affected by changes in exchange rates.
• Digital Asset Risk: Cryptocurrencies and digital assets are highly volatile and speculative. They are not suitable for all investors and may result in significant losses.
• Regulatory Risk: Financial regulations vary by jurisdiction and are subject to change. Changes in regulations may affect the availability or terms of certain services.
• Operational Risk: While we implement robust security measures, no system is entirely free from risk. Technology failures, cyberattacks, or other operational issues may affect service availability.

5. Fee Transparency

Nuans is committed to transparent pricing. All applicable fees are disclosed before you confirm a transaction or subscribe to a service. Key principles of our fee structure include:

• No hidden fees — all charges are clearly communicated in advance.
• Fee schedules are available within your account dashboard and upon request.
• Third-party fees (such as network fees or exchange rate margins) are displayed separately where applicable.
• We will notify you in advance of any changes to our fee structure.

For a detailed breakdown of current fees, please contact your dedicated advisor or reach out to us at hello@nuans.co.